Fast Funding
Get approved in hours, funded in 24-48 hours. Keep your business moving.
Trusted by 2,500+ businesses
Fuel your business growth
Merchant cash advances from $10K to $500K. Fast approval, flexible repayment based on your sales. Funding in as little as 24 hours.
24hrs
Funding Speed
85%
Approval Rate
$500K
Max Funding
Why Lendero
Built for business owners
We understand cash flow challenges. Get the working capital you need to grow, without the red tape of traditional lending.
Revenue-Based
We focus on your business performance, not just credit scores. Bad credit? No problem.
Flexible Repayment
Pay back as a percentage of sales. Slow month? Lower payment. It scales with you.
No Collateral
Unsecured funding. No assets required. Your future sales are all we need.
Simple Process
Funded in 3 steps
Skip the bank. Get the capital your business needs without the runaround.
01
Quick Application
Fill out our simple form in under 5 minutes. Tell us about your business and funding needs.
02
Get Your Offer
We review your business revenue and provide funding options within hours—not weeks.
03
Receive Funds
Accept your offer and get funded in as little as 24 hours. Put capital to work immediately.
Testimonials
Trusted by business owners
★★★★★"Got $75K to expand my restaurant in 48 hours. The bank would've taken months. Lendero gets it done."
★★★★★"My credit isn't perfect, but Lendero focused on my revenue. $40K funded, no hassle. Game changer."
★★★★★"The repayment tied to my sales is perfect. Slow season? Lower payments. It just makes sense."
FAQ
Common questions
What is a merchant cash advance?
A merchant cash advance (MCA) provides your business with upfront capital in exchange for a percentage of future sales. It's not a loan—it's a purchase of your future receivables, making it faster and easier to qualify for than traditional financing.
How fast can I get funded?
Most businesses receive funding within 24-48 hours of approval. In some cases, same-day funding is available. Compare that to banks, which can take weeks or months.
What are the requirements?
Generally, you need at least 6 months in business, $10,000+ in monthly revenue, and an active business bank account. We focus on your business performance, so credit challenges are often not a dealbreaker.
How much can I get?
Funding amounts typically range from $10,000 to $500,000, depending on your monthly revenue and business history. Most businesses qualify for 1-2x their monthly revenue.
How does repayment work?
Repayment is based on a fixed percentage of your daily or weekly sales. When business is slow, you pay less. When it picks up, you pay more. This makes it much easier to manage cash flow than fixed monthly payments.
What can I use the funds for?
Use your funding for any business purpose: inventory, equipment, expansion, marketing, payroll, renovations, or managing cash flow gaps. There are no restrictions on how you use the capital.
Ready to grow your business?
Join thousands of business owners who've secured the capital they need to thrive.
No obligation. 5-minute application. Funding in as little as 24 hours.